As I mentioned in my intro. post, I have a wedding to attend in a few weeks. Soon, I’ll be jetting off for a weeklong stay in SoCal to participate in my cousin’s wedding, visit my family (“FamBam” as we’re infamously called), and bond with my 2-year-old goddaughter whom I haven’t seen since I baptized her in November 2015.
Yeah, it’s been a while and I’ve FaceTime her a few times since then but it’s just not the same as spending time with her in person. So these last few months leading up to my trip, I started compiling a list of things to do with her that 1. don’t freak her out (she did not enjoy being in close proximity to the rat at Chuck E. Cheese) and 2. are fun and create some memories for both her and myself.
One of the first things I’ve decided to do is take her to American Girl Doll — you know, that store with all the dead-eyed dolls and their crapload of accessories. And I know exactly what you’re thinking:
Why yes, yes it is. Not as expensive as Disneyland but pricey nonetheless. But the kid loves dolls and she’s my only godchild. Plus, I think she’ll have a lot of fun there and it’ll be a cool bonding experience for the two of us. So, because of this
minor major detail, I decided to invest in getting a credit card. However, I had this idea planned for over a year so I have been saving my money since then (trust me, this wasn’t a spur of the moment idea) but I didn’t think it’d hurt to have a little something else as backup.
Now, I have never owned a credit card. My mother forbade it even after I got a job. She’s not a very strict parent but there were two things she would never budge on for me: getting a dog and getting a credit card. She didn’t think I was ready and, truth be told, I didn’t think I was either. I still don’t think I am. I’ve heard horror stories about people who obtain credit cards, max it out within a month (or less) of having it, and then spend years — years — trying to pay off their debt. It always freaked the hell outta me. If it was up to me, I’d never get a credit card. But, the fact of the matter is, I need to eventually establish credit to, you know, get my own house or car some day when I’m forced to — *gulp* egad — grow up.
My card arrived on Friday, much faster than I anticipated. And this is where my inner Rebecca Bloomwood comes in. Now it’s just sitting my dresser just itching to be used. This teeny tiny card mocks me I tell ya. But I refuse, refuse, to use it until I go back home or until the holidays and plan to pay it off as early as I can. If I give in to temptation I’ll pay the price (for years, probably). But I’m not that kind of person; I’m not a raging shopaholic, I do try to set limits for myself. I think I’ll make it until then. I’m strong enough.
Still… I’m debating whether or not the place it in a block of ice for my own piece of mind.